INSTAPRIZE
CHANCE TO WIN $50,000 TERMS AND CONDITIONS

  1. Information on how to enter and the prize(s) form part of these Terms and Conditions. Participation in this Promotion is deemed acceptance of these Terms and Conditions.
  2. Entry is open to Australian residents, excluding residents from South Australia (SA) and the Australian Capital Territory (ACT), aged 18 years or over.
  3. Employees (and their immediate families) of the Promoter and agencies associated with this Promotion are ineligible to enter. Immediate family means any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grand- parent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step- brother, step-sister or 1st Cousin.
  4. Entries into the Promotion open on 25th May 2026 and close at 11:59PM AEST on 31st July 2026. (“Promotional Period”). All times in these terms and conditions are in AEST.
  5. To be eligible to enter and considered an “Eligible Entrant”, entrants must, during the Promotional Period:

visit any of the entry forms located at:
www.instaprize.com.au 
www.epicodds.com.au/win
Enter their correct personal details, including name, address and contact information;
Click ‘Submit’ to enter; and
Eligible Entrants must follow the prompts and keep the website open on their device in order to successfully complete the form and enter the draw. For clarity, all Eligible Entrants who input their details successfully will be entered into the draw.

  1. The Promoter reserves the right, at any time, to verify the validity of entries and Eligible Entrants (including an Eligible Entrant’s identity) and reserves the right, in its sole discretion, to disqualify any individual who the Promoter has reason to believe has breached any of these Terms and Conditions, tampered with the entry process or engaged in any unlawful or other improper misconduct calculated to jeopardise fair and proper conduct of the Promotion. Errors and omissions may be accepted at the Promoter’s discretion. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights. The Promoter’s legal rights to recover damages or other compensation from such an offender are reserved.
  2. Incomplete or indecipherable entries will be deemed invalid.
  3. If there is a dispute as to the identity of an entrant, the Promoter reserves the right, in its sole discretion, to determine the identity of the entrant.
  4. Limit of one (1) entry per Eligible Entrant.
  5. There will be 1 Major Prize Draw to select the Participant who will play the Game for the chance to win the major prize of $50,000. The draw will take place at Loyalty, 8/8 Trawalla Avenue, Toorak VIC 3142 at 11:00am AEST on the 3rd of August 2026. The Promoter may draw additional reserve entries and record them in order in case an invalid entry or ineligible entrant is drawn. Winners will be notified by telephone and via email and will be published on the entry page by the 7th of August 2026.  If for any reason a winner fails to claim their prize (being the participation in the Game) by the 10th of August 2026, the prize will be forfeited by that Eligible Entrant and the Promoter reserves the right to re-allocate the prize to the first reserve entrant (or subsequent reserve entrants if necessary to confirm a recipient).
  6. The first valid entry drawn will win that Eligible Entrant (the “Participant“) the opportunity to each play a contingency game (the “Game“) for the chance to win $50,000.
  7. The Game via Teams or video call and will take place at Loyalty, 8/8 Trawalla Avenue, Toorak VIC 3142 at 1:00pm AEST on the 11th of August 2026 or later if the winner is unable to be reached. Revised dates, if required will be published at Instaprize.com.au.
  8. Any and all costs associated with attending the Game are the sole responsibility of the Participant. The Participant may participate in the Game via telephone or a video call whereby they will select a number between 1 and 250 (inclusive) and a representative of the Promoter will take a written record of that number on their behalf.
  9. There will be one tamper proof envelope prepared by the Insurance Representative on display at the start of the Game. The Participant/representative (“Attendee”) must provide the Promoter with a single number between 1 and 250 that will be written down by the Promoter (the “Attendee’s Chosen Number”). The Promoter will then open the envelope corresponding to the number chosen to reveal the prize message. The Attendee must not touch, handle, or interfere in any way with the game materials on display including the sealed envelope or the Attendee’s Chosen Number. If the Attendee is found to have breached this condition, he/she will be disqualified. If the Attendee’s Chosen envelope reveals the winning message, then subject to verification by the judges, the drawn Participant will win the Major Prize of $50,000. It will be paid via EFT into the nominated bank account within 28 Days. If the Attendee’s Chosen envelope is not the Major Prize it will not be given away and, subject to verification by the judges, the drawn Participant will win the conciliatory prize of a $250 cash prize awarded in the form of a Visa gift card.
  10. The Game will be supervised by and approved scrutineer.
  11. The drawn Participant’s odds of winning the $50,000 prize are 1 in 250. The odds of being drawn as a Participant may be significantly higher than the odds of the drawn Participant winning the major prize and will depend upon the number of entries received.
  12. Winners are responsible for ensuring and checking the accuracy of the bank details provided and the Promoter is not responsible for any errors that are a result of the winners providing the incorrect details. The Promoter will not be responsible for banking institutions rejecting an EFT payment, or any costs associated with locating any lost prizes. Not providing bank details by the date requested by Promoter may result in prize payments being delayed. The Promoter is not responsible for any payments that have been successfully transferred into an incorrect nominated bank account. In these cases, there will be no further payments made.
  13. The Promoter’s decision is final, and no correspondence will be entered into.
  14. Subject to the unclaimed prize draw clause, if for any reason a winner does not take a prize at the time stipulated by the Promoter, then the prize will be forfeited.
  15. Prizes, or any unused portion of a prize, are not transferable or exchangeable. If a prize is not won, claimed, taken or redeemed by the time specified by the Promoter and as outlined herein, the prize will be forfeited.
  16. If a prize is unavailable for any reason, the Promoter reserves the right to substitute another prize of equal or greater value and specification for that prize, subject to any directions from a regulatory authority.
  17. The total potential prize pool value is up to $50,000.
  18. A draw for any unclaimed prizes in the draw may take place on the 4th of September 2026 at the same time and place as the original draw, subject to any directions from a regulatory authority. In the event the draw prize is unclaimed and must be awarded in the unclaimed prize draw, a new Game will be scheduled within 14 days of the unclaimed prize draw at a date and time published at instaprize.com.au, and the drawn unclaimed prize draw winner will be the Participant and will win the prize determined as a result of the Game. The Participant of the unclaimed prize draw will be notified by phone and email within two (2) business days of the draw. The Participant’s names will be published online at the Entry Page from the 10th of September 2026.
  19. Eligible Entrants consent to the Promoter using their name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this Promotion (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter.
  20. If this Promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, including but not limited to pandemic, technical difficulties, unauthorised intervention or fraud, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law: (a) to disqualify any entrant; or (b) subject to any written directions from a regulatory authority, to modify, suspend, terminate or cancel the Promotion, as appropriate.
  21. Any cost associated with accessing the promotional website is the Eligible Entrant’s responsibility and is dependent on the Internet service provider used. The use of any automated software or any other mechanical or electronic means that allows an entrant to automatically enter repeatedly is prohibited and will render all entries submitted on behalf of that entrant invalid.
  22. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non- Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the Promotion.
  23. Except for any liability that cannot by law be excluded, including the Non- Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize entry that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or Eligible Entrant; or (f) use of a prize.
  24. To the extent that a situation or issue arises for which these Terms and Conditions make no provision or in relation to which the relevant Terms and Conditions are unclear, the Promoter will make a decision regarding such situation. You will have the right to request an internal review of the Promoter’s decision. Subject to any regulator direction to the contrary, the decision of the internal review will be final and binding.
  25. The Promoter collects personal information (“PI“) in order to conduct the Promotion and may, for this purpose, disclose such PI to third parties, including but not limited to the Sponsor, agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities. Entry is conditional on providing this PI. The Promoter will also use, and handle PI as set out in its Privacy Policy, which can be viewed at www.loyalty.com.au/privacy-policy. In addition to any use that may be outlined in the Promoter’s Privacy Policy, the Promoter and Sponsor may, for an indefinite period, unless otherwise advised, use the PI for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the Eligible Entrant. The Privacy Policy also contains information about how Eligible Entrants may opt out, access, update or correct their PI, how Eligible Entrants may complain about a breach of the Australian Privacy Principles or any other applicable law and how those complaints will be dealt with. All entries become the property of the Promoter. The Promoter will not disclose Eligible Entrant’s personal information to any entity outside of Australia.
  26. The Promoter is Loyalty.com.au and Loyalty Rewards Pty Ltd (ABN 58100808991), T/A Instaprize 8/8 Trawalla Avenue, Toorak VIC 3142 Telephone: 0418 320 425 (“Promoter”). The Sponsor is Vuka Global Pty Ltd trading as Epicodds.com.au.

NSW Auth No. TP/05074